Terms of Service

Last updated: September 2026

Draft notice: This is a working draft prepared as a starting point and has not been reviewed by a lawyer. Before relying on it for a live, paying business, have it checked by a qualified legal professional for your jurisdiction — particularly the sections on withdrawal rights and liability.

1. Who we are

Rebeko is operated by Alejo Garrote ("we", "us", "our"), an individual based in Valladolid, España. Tax ID (NIF): [pending — to be added once registered as a self-employed professional/autónomo]. These terms govern your use of this website and any subscription or report purchased from us. Contact: info@rebekoinsights.com.

2. The service

Rebeko provides independent macro and country risk research, delivered as:

A recurring subscription to periodic country and regional reports, delivered by email through our newsletter platform (Substack).
Direct access to our underlying methodology and data (API or guided handoff) — currently in development and not yet available; pricing and terms will be published once it launches.

3. Pricing and VAT

All prices are shown on our subscription page at the time you subscribe. Unless stated otherwise, prices are quoted [VAT treatment pending — to be confirmed once we are registered for tax purposes; applicable VAT/IVA will be added or included as required by law]. If you subscribe as a business, you may be asked to provide a VAT/tax ID.

4. Subscriptions, billing, and cancellation

Subscription pricing and billing frequency (monthly or annual) are shown on our subscription page at the time you subscribe. Payment is processed by Stripe through our newsletter platform; we do not see or store your card details.

Subscriptions renew automatically at the end of each billing period until cancelled. You can cancel at any time from your subscriber account; cancellation takes effect at the end of the current paid period, and we do not provide partial refunds for unused time within a period, except where required by law.

5. Right of withdrawal

If you are a consumer in the European Union, you generally have a 14-day right to withdraw from an online purchase without giving a reason. Because our reports are digital content delivered immediately on subscribing, by subscribing you acknowledge that access begins right away and, to the extent permitted by applicable law, you consent to immediate delivery and accept that your right of withdrawal may be lost once delivery has started. If you believe this does not apply to your situation, contact us at info@rebekoinsights.com before subscribing.

6. If we stop publishing, or a payment fails

If we discontinue Rebeko or stop publishing reports for an extended period, active subscribers will be notified by email and any subscription still running at that point will be cancelled, with a pro-rated refund for the unused portion where reasonably possible. If a scheduled payment fails or is declined, access may be paused until payment is resolved; we will make a reasonable attempt to notify you before doing so.

7. Use of our content

Reports and data made available to you are for your own internal use only. You may not redistribute, resell, or publish our reports or underlying data to third parties without our prior written consent.

8. No investment advice

Our reports and analysis are provided for general informational purposes only and do not constitute financial, investment, legal, or tax advice. We do not guarantee the accuracy, completeness, or timeliness of any information provided, and you should not rely on it as the sole basis for any decision. You are responsible for your own decisions made using our research.

9. Limitation of liability

To the maximum extent permitted by law, Rebeko and Alejo Garrote shall not be liable for any indirect, incidental, or consequential damages arising from your use of our reports, data, or website.

10. Complaints and dispute resolution

If you have a complaint, contact us first at info@rebekoinsights.com so we can try to resolve it directly. If you are an EU consumer and we cannot resolve a dispute between us, you may also use the European Union's Online Dispute Resolution platform: ec.europa.eu/consumers/odr.

11. Changes to these terms

We may update these terms from time to time. Continued use of the service after a change constitutes acceptance of the updated terms.

12. Governing law

These terms are governed by the laws of Spain, without regard to conflict-of-law principles.

13. Contact

Questions about these terms: info@rebekoinsights.com